Emil Izrailov at Lake Michigan Credit Union

We are the #1 Credit Union Mortgage Originator in the state and #5 in the Nation. We pride ourselves on the most Cutting Edge Mortgage Products and Most Competitive Rates. Niche Products/Services: •95% Construction to Perm/Draw loans up to $650K •95% Conventional Purchase Rehab loans (like the 203K but Conventional) •97% Portfolio/Conventional loan (coming in 1-2 months) •90% Non-Warrantable Condos (possible 95%) •100% Doctor/Dentist Purchase and Doctor/Dentist Construction/Renovation Loans •90% Lot loans up to $400K

Niche Products/Services: •95% Construction to Perm/Draw loans up to $650K •95% Conventional Purchase Rehab loans •97% Portfolio/Conventional loan (coming in 1-2 months) •90% Non-Warrantable Condos (possible 95%)